Section 708 · FMC Act · Reg D — Small-Scale Offering Exemptions
A flat-fee document preparation service that produces legally structured bond certificates, investor application forms, and a bond register for established Australian and international SMEs.
Each bond type is prepared as a legally structured instrument under small-scale offering exemptions. No prospectus. No credit licence.
Businesses with steady cash flow can issue a series of SME Bonds to raise debt funding for development, expansion, or any other worthwhile purpose. Fixed interest, defined term, and optional security — a straightforward route to debt funding on your own terms.
Selling a business, property, a TIC share in a property, or any other goods or services? Issuing a Vendor Bond opens your asset to more buyers, eliminates the need for buyer bank approval, and keeps the deal moving — often allowing the vendor to achieve the price they're looking for.
Convertible Bonds act as a debt instrument — with an interest rate — prior to conversion, ideal for early-stage founders funding setup and advisory costs before their first equity round. Get your early supporters onboard with the discretion to convert the debt to equity as the business grows. When bonds convert to shares, the company's debt vanishes.
Three steps. Flat fee. Hard copy bond certificates delivered by registered post.
Select your bond type, complete the intake form, and pay the flat fee via Stripe. No retainer, no hourly rate, no success commission.
Your bond certificate, investor application form, and bond register are prepared and sent to you for review and approval before anything is issued.
Hard copy certificates are sent by registered post for signing by directors and delivery to investors. SME Bonds maintains your bond register.
SME Bonds operates exclusively under small-scale offering exemptions. In Australia, Section 708 of the Corporations Act 2001 permits offers to up to 20 retail investors, raising up to $2 million in any 12-month period, without a prospectus.
Equivalent exemptions apply in New Zealand, the United States, the United Kingdom, Canada, Singapore, and the EU — making the same structure portable across jurisdictions.
Complete the intake form and receive draft bond documents within 2 business days. Flat fee. No surprises.